SESSION ONE
ALL ABOARD! FILLING CAPABILITY GAPS WHILE SAILING THE INCREASINGLY COMPLEX LENDING ECOSYSTEM
A structured industry turned into a variegated ecosystem that is becoming more and more diverse and populated day in, day out. Still, there is a lending transformation to keep up with: whether tech capabilities are to be upgraded, relationships with other players deepened or new customer segments and behaviours fully understood, one thing is clear: everybody still aspires to assimilate those very FinTech-attributes that sparked the credit revolution in the first place.
1 Reorganise your digital product development team to incorporate continuous customer feedback and collaborate with startups on the way
JÁNOS PERECZES | Managing Director | MKB Fintechlab, Hungary
2 Collaboration for the win: leverage the ecosystem to scale up
ROSY ALAIA | CEO | Smartika, Italy
3 Building a full scale banking system for the future of lending within 3 years: how to excel in cooperation, automation and customer journey
MARTIN LÄNTS | Group CEO | Bigbank, Estonia
NETWORKING AND COFFEE BREAK
4 Game of Loans: the 21st century must-have toys to play the next digital lending game
SLOT ASSIGNED
PANEL DISCUSSION 1 The Roaring 20s of lending?
NETWORKING AND LUNCH BREAK
SESSION TWO
AUTOMATE OR BE LATE: THE IMPACTS ON OPERATIONS AND COST SAVINGS BY THE NEW TOOLS ON THE BLOCK
With lean FinTechs around, any inefficient lender is exposed more and more everyday. Advanced technologies and methodologies must be deployed in a smart way inside an organisation to stay profitable and sustainable. On a positive note, simplification and automation have already shown to impact margins positively and free up human resources from manual processes, giving possibilities to focus more on the development of value-added parts of the business.
5 How to revolutionise the lending portfolio for the micro-enterprises segment? The first Turkish case study
DIDEM AKARI | Agile Transformation Manager | Türkiye İş Bankası, Turkey
6 Optimise credit decisions with accurate data and insightful analyses
7 The end-to-end automation of unsecured loans that is here to stay: from KYC to disbursement in minutes
DUŠAN SLIMÁK | Head of Retail Loan Implementation & Methodology | Tatra Banka, Slovakia
NETWORKING AND COFFEE BREAK
8 The impacts of lending agile as part of the digital transformation
MARTIN PODOLÁK | Head of Loan Products & Processes | mBank, Czech Republic
9 The intelligent data: how synergies between AI and cloud computing serve digital lending
PANEL DISCUSSION 2 Looking inwards for pools of productivity in a time of shrinking margins
NETWORKING WINE & BEER RECEPTION
SESSION THREE
THE GOOD TIMES OF DATA SHARING, THEIR LOW-HANGING FRUITS AND HOW TO TRANSFER VALUE BACK TO CUSTOMERS
The lending value chain is more interactive than ever, criss-crossed by new chances for all parties to openly share information. However, the hunting-gathering of big chunks of clients' data is not the real challenge: making sense of what's already at one's fingertips is! On the back-end, AI, APIs and analytics empower hyperpersonalisation and better credit decisions. Yet, to make a difference, value must be then transferred on the front-end, with remarkable journeys, speed and a fair pricing more suitable to the borrower profile.
10 PSD2 categorisation robot: the new eye-opener to conquer the “invisible prime” borrower
11 Implementation of APIs into lending strategies: thriving in competitive open banking environments
12 Alternative lending for SMEs: an innovation that’s here to stay? Potential sources of sustainable competitive advantage
ALESSIO MARINELLI | CEO & Co-Founder | inFund, UK
NETWORKING AND COFFEE BREAK
13 The translation of AI technology into business value for the customer
PANEL DISCUSSION 3 A universe of data, a variety of lenders, but one and only goal: understand client's ability to repay
LUNCH BREAK WITH ROUND TABLE WORKSHOP
WORKSHOP RESULTS
SESSION FOUR
READY WHERE AND WHEN CLIENTS ARE: NEW MARKET SLICES WITH INSTANT LENDING AND MOBILE CONNECTIVITY
What links together younger generations inclined to originate loans straight from their smartphones, retailers eager to close more sales, and a tech-savvy lender? Connectivity and instant scoring enable today a chance for mobile lending to go mainstream, and to intercept the borrower right at the moment of purchase. In an effort to expand the customer base, lenders have new spaces where to deliver new propositions driven by seamless customer journeys and ease of use.
14 Leverage POS Lending for smooth instant loans in win-win-win situation for banks, Millennials and retailers
15 Rethinking working capital financing in the new era of marketplaces
NIKOLAUS HILGENFELDT | CEO | Myos, Germany
PANEL DISCUSSION 4 Anticipating the customer needs and moves: new experiences to enhance and lend to more people
GOODBYE COFFEE BREAK