Prague, Czech Republic | 15-16 March 2018

Consumer lending

Credit scoring

Digitalisation

With the contribution of

This is a headshot of Roxana Cristea, Head of Lending Business Unit at ING Bank, Romania. ING Romania found a solution to offer personal loans instantly and digitally, and from now on their clients can experience how it is to obtain this credit in an online environment from start to end. Roxana will deliver the opening speech at LendingUP!

ROXANA CRISTEA

Head of Lending Business Area

ING Bank, Romania

This is a Linkedin icon connected to the profile of Roxana Cristea, Head of Lending Business Area at ING Bank, Romania. ING launched the first exclusive digital personal loan. The credit, which can be accessed via ING’s Home’Bank platform and is obtained in 15 minutes, is an online version of the service currently offered in the bank’s offices. ING first rolled out this type of service on European markets such as Spain, Italy, Poland, Germany and more.
This is a headshot of Søren Topp Stockmann, Senior Vice President, Retail Credit Analytics at Danske Bank A/S and one of the key speakers at the conference LendingUP!

SØREN TOPP STOCKMANN

Senior Vice President,

Retail Credit Analytics

Danske Bank A/S, Denmark

This is a LinkedIn icon connected to the profile of Søren Topp Stockmann, Senior Vice President, Retail Credit Analytics at Daske Bank. Danske Bank is a Nordic universal bank with strong local roots and bridges to the rest of the world. For more than 145 years, they have helped people and businesses in the Nordics realise their ambitions. Today, they serve personal, business and institutional customers and in addition to banking services, they offer life insurance and pension, mortgage credit, wealth management, real estate and leasing services.
This is a head shot of Ingvar Ersland, EVP Risk Process and Digitalisation at DNB, a financial group providing various banking products and services for retail and corporate customers in Norway and internationally. Ingvar will be a keynote speaker at LendingUP!

INGVAR ERSLAND

EVP Risk Process and Digitalisation

DNB, Norway

This is a Linkedin icon connected to the profile of Ingvar Ersland, EVP Risk Process and Digitalisation at DNB, Norway's largest financial services group.
This is a head shot of Paolo Madella, International Sales Manager at InfoCert. Paolo will be a keynote speaker at LendingUP!

PAOLO MADELLA

International Sales Manager

InfoCert, Italy

This is a Linkedin icon connected to the profile of Paolo Madella, International Sales Manager at InfoCert, a leading company in the field of Trusted Certification Solutions, enabling organizations to digitize every business process with simple, efficient, state-of-play management solutions.
This is a headshot of János Hoós, Chief Consulting Officer at ApPello, a leading software vendor putting a big emphasis on the digitalisation in the loan processes led by the latest customer expectations. János will be a keynote speaker at LendingUP!

JÁNOS HOÓS

Chief Consulting Officer

ApPello, Hungary

This is a Linkedin icon connected to the profile of János Hoós, Chief Consulting Officer at ApPello, a leading software vendor that has been providing loan origination, risk management and front-end solutions for over 18 years.
This is a headshot of Valentin Galabov, CEO of TBI Bank Bulgaria and one of the panelists at LendingUP!

VALENTIN GALABOV

Chairman of the Management Board

TBI Bank, Bulgaria

This is a Linkedin icon connected to the profile of Valentin Galabov, CEO at TBI Bank.
This is a head shot of Olga Davydova, PR Manager at Robocash, a fully automated international investment platform aiming at simplifying the investment process to make it available even to people with a moderate income. Olga will be a keynote speaker at LendingUP!

OLGA DAVYDOVA

Public Relations Manager

Robocash, Latvia

This is a Linkedin icon connected to the profile of Olga Davydova, PR Manager at Robocash, a group of companies specialised in pay day loans, installment-loans, secured loans.
This is a head shot of André Achtstaetter, SVP Business Division Europe at Kreditech. Combining non-traditional data sources and machine learning, Kreditech aims at providing access to better credit and higher convenience for digital banking services. André will be a keynote speaker at LendingUP!

ANDRÉ ACHSTAETTER

SVP Business Division Europe

Kreditech, Germany

This is a Linkedin icon connected to the profile of André-Achtstaetter, SVP Business Division Europe at Kreditech. The Group's mission is to improve financial freedom through technology. Non-traditional data sources and machine learning serve for better credit decisions.
This is a head shot of Boaz Aviv, Co-Founder & CTO at Blender. Boaz will be a keynote speaker at LendingUP!

BOAZ AVIV

Co-founder & CTO

Blender, Israel

This is a Linkedin icon connected to the profile of Boaz Aviv, Co-Founder & CTO at Blender.
This is Krzysztof Wojciechowski, Deputy Director for Lending Strategy at mBank and one of the key speakers of the conference LendingUP!

KRZYSZTOF WOJCIECHOWSKI

Head of Consumer Lending Strategy

mBank, Poland

This is a Linkedin icon connected to the profile of Krzysztof Wojciechowski, Deputy Director for Lending Strategy at mBank. mBank is the first fully Internet-based bank in Poland, setting the direction of the mobile and on-line banking development.
This is a head shot of Daniela Dragnea, Deputy General Manager at Zaplo IFN and one of the panelists at LendingUP!

DANIELA DRAGNEA

Deputy General Manager

Zaplo IFN, Romania

This is a Linkedin icon connected to the profile of Daniela Dragnea, Deputy General Manager at Zaplo IFN.
This is Joost Brouwer, Director of Product Management at New10 and one of the key speakers at the conference LendingUP!

JOOST BROUWER

Co-founder & Director of Product Management

New10, Netherlands

This is a Linkedin icon connected to the profile of Joost Brouwer, Co-founder and Director of Product Management at New10, an initiative of ABN AMRO. New10 provides loans ranging between EUR 20,000 and EUR 1 million and its fully digital approach responds to the needs of a growing group of businesses that want to do everything online.

Sponsored by

This is the logo of Loxon Solutions. Loxon is a software company offering integrated lending and risk management software solutions for the financial services industry and is dedicated to serving banks and leasing companies with software solutions covering the entire lending and risk management lifecycle. Loxon has its head office in Budapest, Hungary, and has offices in Romania (Bucharest), Russia (Moscow), Saudi Arabia (Riyadh), Turkey (Istanbul) and the United Arab Emirates (Dubai).

Loxon is a business solutions provider, offering flexible, innovative solutions for the financial services industry and dedicated to serving banks and lenders with software solutions in sales, lending and risk management lifecycle. Loxon was founded in 2000 by young banking experts.

The core value of the company is its strong business and technology innovation capability, keeping the company continuously a step ahead of competitors. Loxon’s head office is in Budapest, Hungary, and it has offices in Romania (Bucharest), Russia (Moscow), Saudi Arabia (Riyadh), Turkey (Istanbul) and in the United Arab Emirates (Dubai). Loxon has achieved considerable growth in client base and has become one of the leading providers of the risk management and lending software market in the CEE, CIS and MEA regions. Loxon products and services are applied in 25+ countries, its customer base in these countries (60+ tier 1 and tier 2 financial institutions) includes the member entities of large international banking groups and regional and local banks.

This is the logo of ApPello. The flagship product-line of ApPello covers all phases of the lending process. With the help of flexible and easy-to-use graphical tools, administration can be radically reduced, time-to-market can be shorter which allows more opportunities for further innovations.

ApPello is a FinTech vendor of the lending industry providing front-to-back-office banking solutions, which cover all phases of the Loan Process, including Loan Origination, Credit Scoring, Collateral Handling, Loan Monitoring and Collection. The team has a deep expertise in Credit Risk and Core Banking solutions. ApPello has been recognised by Gartner and included as one of the Representative Emerging Digital Banking Vendors in Digital Banking Multichannel Solution Market in the Gartner’s "Market Guide for Digital Banking Multichannel Solutions". ApPello first principle is developing user-focused solutions, which do not only meet the business requirements, but can be set without IT involvement.

This is the logo of InfoCert, the largest Certificate Authority in Europe and a leading provider of trust based business solutions for organisations and businesses to interact online with customers and citizens, in full compliance with EU laws and at the highest level of trust.

InfoCert, the largest Certificate Authority in Europe and a leading provider of trust based business solutions for organisations and businesses to interact online with customers and citizens, in full compliance with EU laws and at the highest level of trust.

InfoCert has an excellent track record regarding R&D producing cutting-edge solutions. One of the most successful innovations in the banking sector is onboarding a new customer by remote identification, called Trusted On-boarding Platform - TOP. A platform that allows new customers to be on-boarded online in less than ten minutes, using InfoCert’s patented solution for the issuance of digital certificates.

This is the logo of Danske Bank, a Nordic bank with strong local roots serving personal, business and institutional customers and in addition to banking services, offering life insurance and pension, mortgage credit, wealth management, real estate and leasing services.
simple, comprehensible and transparent banking services for retail and business customers.
This is the logo of UniCredit Group, a simple successful Pan European Commercial Bank, with a fully plugged in CIB, delivering a unique Western, Central and Eastern European network to their extensive client franchise: 25 million clients.
This is the logo of Luminor, a contemporary new generation bank and financial services provider in Estonia, Latvia and Lithuania. Luminor combines the rich experience of the two leading Nordic banks, Nordea and DNB, with local understanding of their home markets and customer needs. They want to serve all customer groups with a special focus on small and medium-sized companies, as well as affluent private clients. Luminor is the 3rd largest financial services provider in the Baltic banking market with 16% market share in deposits and 23% in lending. Click to be redirected to Luminor's website.
This is the logo of DNB Bank, a bank providing financial services for retail and corporate customers in Norway.
This is the logo of Blender, which was founded based on Peer-to-Peer Lending models that have been successful around the world and have significantly decreased the interest rate differentials between lenders and borrowers.
This is the logo of Profi Credit, a division of Profireal Group and a respected player in the field of consumer and business lending in CEE and Russia.
This is the logo of Aktia; Aktia Bank provides financial services to private persons and families, entrepreneurs, and small companies in Finland.
This is the logo of Instantor, a company providing cutting-edge online identification and financial data reports based on innovative real-time technology, giving insight to customers' financial situation through a connection to the bank in which the customer is a client
This is the logo of Raiffeisen Bank International, an Austrian banking group operating a banking network in Central and Eastern Europe.
This is the logo of New10, an initiative of ABN AMRO. New10 provides loans ranging between EUR 20,000 and EUR 1 million and its fully digital approach responds to the needs of a growing group of businesses that want to do everything online. Click to be redirected to New10's website.
This is the logo of Oakam Ltd. Oakam provides a solution to financial exclusion. To increase efficiency, the company combines an omni-channel presence with a local retail network. As a result, they make accessing credit more convenient and rewarding, opening up new opportunities for thousands of customers across the UK. Click to be redirected to Oakam's website.
This is the logo of Kreditech, whose mission is to provide access to credit for people with little or no credit history
This is the logo of Folk2Folk. Folk2Folk was created to fill a local funding gap at a time when banks were retreating from small business and when local investors were frustrated with poor returns: the company offers simple, straightforward, local lending and borrowing.
This is the logo of Ferratum Group, whose aim is to provide the best, fastest, and most user-friendly lending and banking services available with personalised customer service 24/7.
This is the logo of Bigbank. Bigbank specialises in term deposits and consumer loans and operates in Estonia, Latvia, Lithuania, Finland, Spain and Sweden, while providing cross-border services on the German, Austrian and Dutch markets.
This is the logo of CaixaBank consumer finance, an entity created by CaixaBank completely dedicated to consumer finance.
This is the logo of CSOB, a universal bank in the Czech Republic providing its services to all groups of clients.
This is the logo of LeadsMansion, a leading affiliate network for online advertisement and marketing created for advertisers and affiliates.
This is the logo of Komerční banka, a universal bank providing a wide range of services in retail, corporate and investment banking. KB is a member of the Société Générale Group and ranks among the leading banking institutions in the Czech Republic and in Central and Eastern Europe.
This is the logo of mBank, the first fully Internet-based bank in Poland, setting the direction of the mobile and on-line banking development. Click to be redirected to mBank's website.
This is the logo of Zaplo, a company helping connect people to installment loans, conveniently and quickly online. Zaplo.ro, 4finance’s brand in Romania, launched its operations in 2015 and has seen over 50,000 unique visits to its website in the first two months alone. Click to be redirected to Zaplo's website.
This is the logo of Modrá pyramida, a company providing banking and financial products and services to individuals and legal entities primarily in the Czech Republic. It accepts deposits and offers loans and guarantees, as well as financial advisory and real estate services.
This is the logo of Robocash, a fully automated international P2P platform.
This is the logo of Zonky, a Czech based internet service that works on P2P, connecting people who want to borrow at a cheaper rate with those who want to invest in people's loans and gain an interesting appreciation. The service originated in 2015 and is a member of the PPF Group.
This is the logo of Arena Tax, a leading tax advisory company supporting Polish companies and international entities, among others, in the field of corporate income taxation as well as international taxation.
This is the logo of ALFA finance, an innovative and fast-growing player in online lending and investment management.
This is the logo of Consors Finanz, a brand of the international BNP Paribas Group and one of the leading consumer finance providers in Germany.
This is the logo of FinUp, a company specialised in the sale of financial services for different market segments.

Institutional partner

This is the logo of PZIP, the Polish Association of Lending Institutions. PZIP gathers approximately 70% of online lending industry in Poland and is a leading FINTECH business union in Poland.

The Polish Association of Loan Institutions associates digital lending companies and includes more than 30 members from different countries: Poland, Latvia, Germany, Russia, Korea, Netherlands, South Africa, Bulgaria. PZIP is an association of employers who together want to change the image of the non-bank loan industry in Poland and agree that it is worth promoting and applying the highest business and ethical standards. PZIP members represent the 90% of digital non-bank loan market in Poland, which is valued at 3,2 billion PLN (800 million EUR): a relevant part of global FinTech market. PZIP is a democratic govern institution established in 2013, specialised in legal, business and PR support. PZIP is also the publisher of Promeritum Magazine, the first and only Polish magazine about consumer credit market.

Media partner

This is the logo of Peer2Peer Finance News, the UK's first peer-to-peer finance magazine.

Peer2Peer Finance News (P2PFN) is the first online and print monthly magazine dedicated purely to the UK’s fast-growing peer-to-peer finance industry. With dedicated personal finance, SME and industry news sections, it is a portal for anyone interested in peer-to-peer finance, whether they are working within the industry itself, an investor, or a borrower. The emphasis is on high-quality, timely, exclusively-sourced content that provides insightful analysis into the sector. UK residents can enjoy a complimentary subscription to the monthly print magazine by sending an email to: info@p2pfinancenews.co.uk. For all other countries please send an email to the same address and you'll be advised on applicable shipping fees.

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